Think No One’s Buying Homes Right Now? Think Again.

Written by Siesta Key Mortgage Syndicated User on July 3, 2025. Posted in For Sellers, Mortgage Siesta Key, Siesta Key Mortgage.

If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell? Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s a return to normal. And normal doesn’t mean nothing’s happening. Buyers are still out there – and homes are still selling.Why? Because real life doesn’t pause for perfect conditions. There are always people who need to buy – and this year is no exception. Buyers who are in the middle of a big change in their lives, a new...

What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Siesta Key Mortgage Syndicated User on June 26, 2025. Posted in For Sellers, Home Prices, Mortgage Siesta Key, Selling Tips, Siesta Key Mortgage.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment. Here’s...

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Siesta Key Mortgage Syndicated User on June 25, 2025. Posted in Economy, For Buyers, For Sellers, Mortgage Siesta Key, Siesta Key Mortgage.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Written by Siesta Key Mortgage Syndicated User on June 18, 2025. Posted in For Sellers, Mortgage Rates, Mortgage Siesta Key, Siesta Key Mortgage.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider.While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates.Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a...

Why Most Sellers Hire Real Estate Agents Today

Written by Siesta Key Mortgage Syndicated User on June 16, 2025. Posted in Agent Value, For Sellers, Mortgage Siesta Key, Siesta Key Mortgage.

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below):And for the small number of homeowners who do decide to sell on their own, data shows they’re still not confident they’re making a good choice.A recent survey finds three out of every four homeowners who don’t...

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Written by Siesta Key Mortgage Syndicated User on June 13, 2025. Posted in Downsize, Equity, For Sellers, Infographics, Mortgage Siesta Key, Senior Market, Siesta Key Mortgage.

Some HighlightsHave you been holding off on downsizing? If so, you should know your equity could make your move possible.Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.To find out how much equity you have in your current house, connect with a local agent. Because it may be enough to fuel your move.

Your House Didn’t Sell. Here’s What To Do Now.

Written by Siesta Key Mortgage Syndicated User on June 12, 2025. Posted in Agent Value, For Sellers, Mortgage Siesta Key, Selling Tips, Siesta Key Mortgage.

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed.And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And...

Is Inventory Getting Back To Normal?

Written by Siesta Key Mortgage Syndicated User on June 11, 2025. Posted in For Buyers, For Sellers, Inventory, Mortgage Siesta Key, Siesta Key Mortgage.

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise.Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect.Significant Growth Across the NationNationally, the number of homes for sale is rising – and that’s true in all regions of the country. That’s...

The Secret To Selling Your House in Today’s Market

Written by Siesta Key Mortgage Syndicated User on May 28, 2025. Posted in Agent Value, For Sale by Owner, For Sellers, Home Prices, Mortgage Siesta Key, Selling Tips, Siesta Key Mortgage.

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door.But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer. And more sellers are having to cut their prices.So, how do you still come out on top? It all starts with one thing, pricing your house right from the start. Today, that matters more than ever – and it can make or break your sale.There’s a Real Price Disconnect...

You Could Use Some of Your Equity To Give Your Children the Gift of Home

Written by Siesta Key Mortgage Syndicated User on May 19, 2025. Posted in Equity, For Sellers, Mortgage Siesta Key, Siesta Key Mortgage.

If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life.Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a home in today’s market. Even if they have a stable job and a solid plan, buying can still feel out of reach. But that’s where your equity could make all the difference.To give you an idea, the average homeowner with a mortgage has $311,000 worth of equity, according to Cotality (formerly...

Category: For Sellers